[vc_row css=”.vc_custom_1492719204874{padding-top: 300px !important;background-image: url(http://www.delaware-cartitleloans.com/wp-content/uploads/2017/04/delaware-car-title-loan.jpg?id=4651) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][/vc_column][/vc_row][vc_row css=”.vc_custom_1492717629553{padding-top: 50px !important;}”][vc_column][vc_custom_heading text=”Title Loans Clayton, Delaware” font_container=”tag:h1|text_align:center|color:%230a5a5e” use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row css=”.vc_custom_1492720958622{padding-top: 50px !important;}”][vc_column width=”2/3″][vc_column_text]Childcare costs can be a real budget buster, but there is no way around paying. Children need a safe place to be while Mom and Dad work. Still, shelling out thousands of dollars a year for someone to care for each child can be financially draining. Some extra cash would certainly help, but where do hard working parents find money when they are in need? Title loans in Clayton are one option.

What are Title Loans Clayton?

Title loans in Clayton are loans secured by a vehicle owned by the borrower. There are a few other requirements, including being at least 18 years old and having an income, but the vehicle is the main component. While the borrower makes payments on the loan, they leave the title certificate to the vehicle with the lender. When the loan is paid off, the lender returns the title to the borrower. Loan terms are typically as short as a month, but many borrowers choose to renew the loan in order to have more time to repay the balance. There is no credit check, so if you have been denied funding because of bad credit, you won’t have the problem with title loans. Every credit type has an equal chance of being approved.

Title Loans Clayton Applications

Those who have had title loans before can appreciate the simplified application we use. All we ask is the applicant’s name and contact details, how many miles are on the vehicle and the vehicle specs, such as the make and model. With this basic information, we can give you a loan quote. You decide if you like the number and want to proceed with the loan. There’s no pressure from us, but if you want to get the cash, we can work out a final loan package for you. Once all the details are finalized, you get the money.

Delaware Legal Info

When a loan is in default, the lender has the legal right to repossess the vehicle used as loan collateral. Before they are allowed to repossess the vehicle, the law requires them to offer the borrower a workout arrangement. The borrower has 10 days to accept or reject the deal. With acceptance, they are required to pay at least 10 percent toward their loan balance each month. If the borrower does not honor the workout deal, the lender can then repossess the vehicle. Lenders are not allowed to threaten to take legal action against clients whose account is delinquent.

Benefits of Title Loans

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Delaware Locations

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New Castle