Title Loans in Frederick, Maryland
Curious About Title Loans Frederick?
Wouldn’t it be great if you could get a loan without having to answer embarrassing questions about your finances or having to submit to a credit check? Well, now you can! Car title loans in Frederick bypass the usual credit-screening process by using your clean-and-clear title as collateral to back your loan. We simply evaluate a car that you own outright and give you a loan based on its worth. We won’t check your credit at all. Instead, we’ll hold your original title in exchange for the loan. We’ll hold the title while you repay the loan and you get to keep your vehicle to use as you normally would. Once you pay off the loan, we’ll give you the title back. No hassles, no lengthy paperwork and no questions about your financial history.
Applying for Title Loans Frederick
If you own your own car, you’re more than halfway through the approval process! Start your application for a title loan in Maryland by filling out our online car questionnaire. We’ll ask for your car’s year, make and mileage, and use the information you provide to generate a quote for how much you can borrow. (The exact amount depends on the condition of your car.) We’ll also ask for your basic contact information, which we’ll use to get in touch with you to see if you’re ready to complete your application. After you see how much money we can loan you, you probably will be! Many of our customers are stunned to find out they qualify for thousands of dollars!
The application itself requires a bit more information but still very minimal when compared to other lenders. It won’t take more than a few minutes to process it all. We’ll ask for:
- your picture identification
- your original, clean title
- proof of income
- proof of residence
Don’t worry if you don’t currently have a job. We can still approve title loans in Washington DC and the surrounding areas if you have some source of income, such as alimony, child support, retirement income, annuities and disability payments. As long as we can see that you’ll be able to make your payments, we can approve you.
The Legalities of Title Loans
Title loans in Maryland have been outlawed by the state government. This is a shame because it cuts off a source of borrowing money for people who would otherwise have no credit options. However, we in Delaware are happy to provide loans to our Maryland neighbors. Our state’s title loan regulations stipulate that you must be 18 years old and the car title must be in your name and free of liens. We must also post the interest rates we charge in our offices in a conspicuous place, which we do. We’re proud to say that our auto title loan interest rates are competitive and fair. If at any time you’re unable to make your payments, we strongly encourage you to let us know so we can work out a new loan agreement with you. We’re here only to help, not to hurt.
Let Us Give You the Help You Need
Title loans in Washington DC can provide you with quick cash to solve any of life’s financial problems. Our title loans in Gaithersburg and the surrounding counties are perfect for people who have had credit issues in the past, such as bad credit, bankruptcies, charge-offs and repossessions. We also don’t ask how you intend to spend the money, so you’re free to use it in any way you see fit.
Why not see how much money your car can qualify you for? Let us get you the money you need today!