Title Loans Springfield, Pennsylvania

There is no reason to struggle to find money when you’re in a cash crunch. Title loans are an easy way to get the money you need.

What are Title Loans Pennsylvania?

Title loans in Pennsylvania are one option for getting a personal loan. Similar to traditional lending, they provide money to people whose application is approved. Unlike mainstream loans, being approved for a title loan is fast and easy, even for people with bad credit.

There is no credit check for title loans. If an applicant has bad credit, they have the same chance of getting a loan as the applicant with great credit. That’s because title loans are collateral based. Applicants pledge a car, truck or motorcycle for the loan, and the value of the vehicle determines how much loan money the applicant is offered.

Anyone can apply for a title loan as long as they are at least 18 years old. They must show proof of their age and identity. Applicants must own the car they put up against the loan, and it should have a clear title. After the loan is approved, the vehicle title is turned over to the lender. When the loan is paid in full, the title is returned to the borrower. Applicants can be unemployed and still get a title loan, but they must have an income. If they don’t work, that money should come from another source, such as retirement benefits or alimony.

Apply for Title Loans Pennsylvania

Applying for title loans in Pennsylvania only takes a few minutes and puts you that much closer to getting the money you need. Just give us your name and contact information and some details about the car you’re using as collateral. Sometimes a current title loan is not working the way a borrower expects, so a different route must be chosen, such as applying for title loan refinance. When you get the application to us, we’ll get a loan estimate to you. That means right after you apply, you will know how much money you can get.

Accepting the loan offer is your choice; there is no pressure from us. If you accept, we start processing the loan right away so that you get the money you need as quickly as possible. After we explain how title loans work and answer your questions, we need to get more information about your income and your car. We may do a brief vehicle inspect. It’s important to make sure we have the right value assessed for your vehicle because that is how we set your loan amount. During processing, we set up a payment schedule that fits your needs, get you to turn in the title papers and have you sign a loan agreement. You will probably get the money within hours of applying.

Legal Guidelines

While Pennsylvania doesn’t offer title loans, Delaware does. Residents can make the drive and apply for a loan in that state. Legal guidelines there give borrowers up to 180 days to repay the debt. Lenders are barred from threatening legal action for a delinquent account, and they must give borrowers a work out plan to bring delinquent accounts current before the borrower’s vehicle is repossessed.


• Can complete an application in minutes.
• Loan can be processed the same day the application is submitted.
• Most people get the loan money the same day they apply.
• There is no credit check, so even with poor or bad credit, your loan could still be approved.
• We let you keep the car.
• If you need more time to pay, your loan can be renewed.
Title loan interest rates are competitive.

Free Title Loan Quote!

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